Aflac (AFL) Tariff Resilience Score: 9/10 (As of Jun. 26, 2026)


AFL Aflac Inc AFL
75 GF Score
Price $118.23
GF Value $109.41
Valuation Fairly Valued
! 4 Warning Signs
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What is Aflac Tariff Resilience Score?

Aflac AFL +0.41% 75 Tariff Resilience Score is 9 as of Jun. 26, 2026. GuruFocus rates AFL with a GF Score™ of 75/100 and a GF Value™ of $109.41 (Fairly Valued). The stock has 4 warning signs investors should review. Among 593 Insurance companies, Aflac ranks better than 99.66% on this metric.

Aflac has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Aflac has Aflac operates primarily in the insurance sector, with minimal exposure to tariffs. Its operations are largely domestic, and it has not been significantly impacted by past tariff changes, making it highly resilient.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Aflac might have Highly Resilient.

Aflac  (NYSE:AFL) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Aflac Tariff Resilience Score Related Terms

AFL vs MET, PRU, UNM: Tariff Resilience Score Comparison

For the Insurance - Life subindustry, Aflac's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Aflac Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Aflac's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Aflac's Tariff Resilience Score falls into.


AFL
75GF Score
Aflac Inc AFL
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Aflac (AFL) has a Tariff Resilience Score of 9 as of Jun. 26, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Aflac ranks #2 out of 593 companies in the Insurance industry, placing it in the top 0.3%.
Is Aflac's Tariff Resilience Score too high?
Aflac's current Tariff Resilience Score is 9. Based on the distribution chart, Aflac ranks #2 out of 593 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Aflac has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Aflac's Tariff Resilience Score compare to MET and PRU?
According to the Insurance industry distribution chart, Aflac ranks #2 out of 593 companies for Tariff Resilience Score. This places Aflac in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Aflac's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aflac stock overvalued right now?
Based on GuruFocus' analysis, Aflac (AFL) is currently considered Fairly Valued. The stock's GF Value™ is $109.41, compared to a current price of $118.23 — trading 8.1% above its estimated fair value. The current Tariff Resilience Score is 9. Aflac's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Aflac (AFL), the current Tariff Resilience Score is 9 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aflac (AFL) Overvalued in 2026?

Based on GuruFocus' analysis, Aflac stock appears to be overvalued. The current stock price of $118.23 is trading 8.1% above its estimated GF Value™ of $109.41. GuruFocus considers Aflac to be Fairly Valued.

Key valuation signals for AFL:

  • Tariff Resilience Score: 9
  • GF Value™: $109.41 vs. price of $118.23 (8.1% above fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the AFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aflac Business Description

Address 1932 Wynnton Road, Columbus, GA, USA, 31999
Aflac Inc offers supplemental health insurance and life insurance in the United States and Japan. In addition to its cancer policies, the company has broadened its product offerings to include accident, dental and vision, disability, and long-term-care insurance. It markets its products through independent distributors, selling the majority of its policies directly to consumers at their places of work, and also reaches out to its customers outside of their worksite through digital mediums. The company has two reportable business segments: Aflac Japan, which generates the maximum revenue, and Aflac U.S.
75GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$118.23
Price
$109.41
GF Value